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SCARDB

S.No

Particulars

KEY    PERFORMANCE

      INDICATORS

2002-03

2003-04

1.

OWNED FUNDS

I. Share Capital

ii. Reserves

589.42

430.55

158.87

929.93

394.12

535.81*

2.

DEPOSITS

I.  FDR

ii.  Others

357.98

268.99

88.99

332.80

230.37

 102.43

3.

Borrowings

3667.57

3432.30

4.

LOANS   ISSUED

I.  Farm Sector

ii.  Non-Farm Sector

350.23

315.99

34.24

119.60

108.08

  11.52

5.

LOANS  OUTSTANDING

I. Farm Sector

ii. Non-Farm Sector.

2750.99

2353.46

397.53

2355.53

2091.87

263.66

6.

INVESTMENTS

66.00

66.00

7.

WORKING CAPITAL

4614.79

4848.31

8.

RECOVERY

I. Demand

ii. Collection

iii. Percentage of Recovery

2251.49

967.16

42.95%

2179.29

775.40

35.58%

9.

ASSET CLASSIFCATION

I. Standard

ii. NPAs

iii. %age of NPA to Loans  

     Outstanding.

1460.20

1290.99

54%

1343.38

1012.15

42.97%

10.

Cost of Management

7.38%

6.46%

11.

%AGE OF NPA TO Working Fund

27.96%

20.87%

12.

FINANCIAL MARGIN

1.24

2.25

13.

NET MARGIN

- 5.70

- 4.15

14.

OPERATING PROFITS

   

15.

ACCUMULATED LOSSES

1204.19

1604.75

16.

C/D Ratio

NA

NA

* includes Rs 376.94 as NPA Provisioning.