Cooperative Movement in Jammu and Kashmir

• The Cooperative Movement in Jammu and Kashmir was first institutionalized in 1913.
• The Jammu and Kashmir Cooperative Societies Act of 1913 contained the provisions of the Cooperative Credit Societies Act of 1904 and the Cooperative Societies, Act of 1912.
• The Act of 1904, which was in operation in rest of India provided for the registration of Credit Societies only and it was amended in 1912, paving the way for the registration of Cooperative Societies in other disciplines as well. In this way the Jammu and Kashmir Cooperative Societies Act of 1913 had no restrictive provision.
• The legal framework in the State was further updated in 1938 ,1960, 1989, 1999 and 2005

Organisaton set up

A. Registrar Cooperative Societies, Jammu & Kashmir
B. Cooperative Institutions

A. Registrar Cooperative Societies, Jammu & Kashmir

Registrar	State level
Additional Registrar	Divisional level
Joint Registrar	Divisional level
Deputy Registrar	District Level
District Audit officer	District Level
Assistant Registrar	Block Level

Click here for Organisation Structure

B. Cooperative Institutions:

Cooperative Institutions have been registered under either The Jammu and Kashmir Cooperative Societies, Act of 1989 or The Jammu and Kashmir Self Reliant Cooperatives Act of 1999 which is concurrently in force in the state.

In addition to the above three Apex level Societies, there is a Cooperative Union in the Cooperative Education Sector, which operates throughout the state of Jammu & Kashmir. The main aim of this organisation is to promote cooperative education and impart training to cooperators.

Various Type of Cooperative Societies under The Jammu & Kashmir Cooperative Societies Act of 1989

Year-wise / Discipline-wise registration of Cooperatives under J&K Slf-reliant Act 1999.

The year-wise position of registration of poultry Cooperatives vis-à-vis their membership is briefed as under:

Districtwise Dairy Cooperative Societies, registered under The J&K, Self Reliant Act of 1999 upto 31/03/2006.

Primary Agriculture Cooperative Society (PACS)

The total number of PACS in J&K in the year 2003-2004 were 766 out of which 562 are functional. Of these 150 are doing credit business. These have conducted credit business of Rs.11.24 Cr compared to Rs.5.27 Cr last year.

Revival of PACS: 2004-2005
Target : Reviving one PACS in each of 119 Blocks of the State.
Achievement: 150 Units

Action Plan: Consequent to the decision taken by the Registrar, Cooperative Societies on 10.04.2004, the Cooperative Banks and the District Officers of the Department and the concerned District Managers of the Cooperative Banks have worked out a programme to implement the decision. The action plan includes:

1. Preparation of Business Development Plans to be financed by Co-operative Banks.
2. Profitable use of available and unutilized infrastructure like shops, godowns.
3. Participation by PACS in DRDA sponsored schemes to generate more income to the societies.
4. Recovery of defaults for repayment to Cooperative banks
5. Reconciliation of accounts with the Cooperative Banks to determine the liability of PACS accurately.
6. Payment of funds held by Cooperative Banks to PACS
7. Holdings frequent meetings with members and involving them in decision making. This step was found necessary for infusing confidence in the members for organising working of PACS as sound business entities.
8. The Cooperative Banks to ensure that the funding of members of PACS was routed through the PACS only and PACS to make recoveries of such loans and no independent dealing by Coop. Banks with individual members be allowed.
9. Diversification of business and adopting of newer and viable lines of business like poultry, dairy etc.

Positive results of the departmental efforts: Exceeding the target of 119 PACS, the achievement has risen to 150 PACS.

Revival of PACS: 2005-2006
Target : Revival of 75% of the total PACS in the State.
Achievement: 13 Crore of business done in the year 2005-06 by 187 PACS

                                                                                       PACS - Credit Business

Cooperative Banks in Jammu & Kashmir

There are 9 banks are the Cooperative Sector in the J&K State. Of these 4 are Non-Urban Banks and 4 Urban Banks. J&K State Cooperative Bank for Agriculture and Rural Development (SCARDB) is the 9th Bank. The 4 Urban and Non-Urban Cooperative Banks are as follows:

Non-Urban Cooperative Banks:
1. J&K State Cooperative Bank
2. Jammu Central Cooperative Bank
3. Baramulla Central Cooperative Bank
4. Anantnag Central Cooperative Bank

Urban Cooperative Banks:
1. Jammu Citizen's Cooperative Bank
2. Urban Cooperative Bank, Anantnag
3. Devika Urban Cooperative Bank, Udhampur
4. Kashmir Mercantile Cooperative Bank, Sopore.

Click here to know more about Cooperative Banks in Jammu & Kashmir

Fertilizer Distribution through Cooperatives.

Over 70% of the fertilizer distribution in the state is done through cooperatives.
Authorised Cooperatives to lift fertilizer from Manufacturer:

• Jammu and Kashmir Cooperative Supply and Marketing Federation (JAKFED)
• Marketing Societies

Click here to view statement showing lifting of UREA fertilizer  through different notified lifting Agencies from 1/4/2004 to 30/9/2006

Kashmir Division

Jammu Division